WAVES BREAKING ALONG THE RUGGED NORTHERN CALIFORNIA COAST

Providing Integrated Real Estate & Financial Services
At The Sonoma - Mendocino Coast of Northern California


I appreciate that for many people, real estate ownership is a significant emotional and financial investment. Often real estate represents not only one's single most valuable asset, but also the means by which important goals, life transitions, and treasured dreams are financed. For these reasons, I am deeply committed to representing the best interests of my clients as ...

Borrowers, by helping them ...

  • better understand the financing of their Sonoma or Mendocino coastal property;
  • become more familiar and comfortable with the loan process itself;
  • identify loan programs suitable for their individual circumstances;
  • answer questions as they arise, and coordinate with other professionals to expedite their transaction from application through successful funding.


    AND/OR Buyers, providing information and service while ...

  • they consider their decision to purchase Sonoma or Mendocino coastal property;
  • become more familiar and comfortable with the purchase process;
  • establish realistic guidelines for their purchase based upon their lender's written loan committment;
  • identify suitable properties with appropriate financing options;
  • negotiating an offer for their desired property from a position of strength, protecting their best interests throughout the process.

    OR Sellers, facilitating ...

  • their familiarity and comfort with the sales process, including an understanding of their responsibilities as a Seller;
  • an awareness of prevailing market conditions as evidenced by a detailed Comparative Market Analysis with a suggestion for positioning their property within this context;
  • the "staging" of their property for maximum appeal and valuation;
  • the marketing of their property for maximum exposure and a timely sale;
  • a review of all submitted offers to purchase their property;
  • the work with other professionals as required for a satisfactory conclusion of their sale upon negotiation of an acceptable offer.

    Whether representing a client as a Borrower and/or Buyer, or as a Seller, I shall diligently observe my duty to provide the utmost care, integrity, honestly, and loyalty on their behalf.


  • SERVICES APPLICABLE TO CALIFORNIA PROPERTY ONLY.

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